Pension Calculator

Calculate exactly how much money you need, how much you can withdraw, or how long it will last.

Monthly Pension
Monthly Pension
Starting Sum
Duration (yrs)
Note: The monthly pension is dynamically increased each year to match inflation. The graph shows the real purchasing power of your remaining balance in today's dollars.
Calculated Monthly Pension --

About the Advanced Pension Calculator

A versatile 3-way calculator that helps you solve for the required starting principal, the sustainable monthly pension, or the exact number of years your money will last.

How to Use

Select the variable you want to solve for (e.g., 'Starting Money'), input the remaining known variables, and hit calculate to instantly see your financial roadmap.

Privacy & Security

Like all MessyTools utilities, this tool runs entirely locally in your browser. Your data is never uploaded to any server, ensuring 100% privacy and lightning-fast performance.